We take your Manufactured home, which is currently
titled like a car, and convert it into real property. Right now it is considered by the State of
Texas as Personal Property, and is not secured by a real estate lien note. That is why you did not have to go to a title
company to close the loan on the Manufactured Home. Once your new loan is in place, you will then
qualify for other benefits of home ownership that you do not have right
now. For example: if you have separate land and home payments
you cannot get home improvement loans or home equity loans. Isn’t that a shame. Just because you chose a Manufactured Home
you do not get the benefits of all the other Americans that live in site built
homes. With the help of our
Professional Attorneys, Excellent Title Company, and the State of Texas we get
you a loan that combines both the land and the home into one single real estate
property. With all the benefits of home
ownership that you deserve. Not to
mention the incredible interest rate your good credit qualifies for. All of our customers save over $9000.00 in
interest savings.
The process
Take application over phone or on
internet
We pull credit file on
borrower(s)
A Loan Officer will contact customer within 12 hours of
customer’s call or email
Submit application to Fannie Mae and Freddie Mac for
approval (24 hr turnaround
)
Contact customer with interest rate approved
for
We then send out Federally mandated disclosure packet for
signatures(overnight re-usable envelope)
Close
Total time usually takes less than 30
days
Most of our customers get to skip at least one payment
on the old loan
Customers can now escrow their taxes and insurance
Courteous service
@ least $9000.00 in interest savings
All past due taxes paid out of loan
If your in the DFW Metroplex area ABSOLUTELY ZERO $$$$ OUT OF POCKET with your good credit. In other areas $350.00 for appraisal.