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Automobile Insurance Made Easy

Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying auto liability insurance. Liability insurance pays to repair or replace the other driver’s car and pays other people’s medical expenses when...

Why Insurance Agents May Ask For DEC Pages

When providing you a quote on insurance for your home or auto an agent may ask for a copy of the Declarations Page aka “DEC Page” to make sure they are compairing apples-to-apples against your current coverages. This will allow you to see if your getting a...

Credit Check From Your Insurance Company

Credit checks from your insurance company is considered a “soft hit” and an inquiry will be added to your credit report each time an insurance company accesses your credit report. But, the inquiries will have no effect on credit scores or lending...

Mortgage Protection Insurance vs Term Life Insurance

Many people often ask what the difference is between Mortgage Protection Insurance and Life Insurance.  While mortgage protection is often accomplished by a simple term life insurance policy, there are often many different options to protect your family and your...

Flood Insurance Facts

Have you ever wondered if your home is covered by a flood?  Have you wondered if you actually need flood insurance? It was 15 years ago today hurricane Floyd made land fall in North Carolina, causing massive damage and flooding.  Raleigh experienced up to 20 inches of...