Credit checks from your insurance company is considered a "soft hit" and an inquiry will be added to your credit report each time an insurance company accesses your credit report. But, the inquiries will have no effect on credit scores or lending decisions. Insurance...

Many people often ask what the difference is between Mortgage Protection Insurance and Life Insurance.  While mortgage protection is often accomplished by a simple term life insurance policy, there are often many different options to protect your family and your...

Have you ever wondered if your home is covered by a flood?  Have you wondered if you actually need flood insurance? It was 15 years ago today hurricane Floyd made land fall in North Carolina, causing massive damage and flooding.  Raleigh experienced up to 20 inches of...